Without having to meet the typical qualifications required by conventional lending institutions, our flexible lease-to-own program allows you to start the purchase of a home today, not next year or the year after that.

Our program requires you to have an initial option credit payment. Then, you will make additional monthly option credit payments.

Your initial option credit, along with your monthly credits, form the down payment on the purchase price that the conventional lending institutions will want, before they consider you for your own mortgage.
 
Conventional lenders recognize the documentation from your initial option payment and the subsequent monthly credits as an acceptable down payment.

Conventional lenders want you to have 5%, 10% or 25% down. At the outset, you decide what down payment percent you want to present to a conventional lender when you apply for your own mortgage. This % will be one factor in determining your monthly option credit payment.

Your monthly payments will be a combination of your lease payments and monthly option credit payments.
With this format, you will be on the road to being the legally registered owner of your new home.